* Any loss or damage caused to the vehicle due to the following natural and man made calamities. Natural Calamities - Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide. Man made Calamities - Burglary, theft, riot, strike, malicious act, accident by external means, any damage in transit by road, rail, inland waterway, lift, elevator or air.
* Personal accident cover: The motor insurance provides compulsory personal accident cover of Rs. 1 lakh for individual owner driver of the vehicle insured while traveling in, mounting or dismounting from the vehicle. You can also opt for a personal accident cover for pillion rider.
* Third partySomeone other than the insured and insurance company legal liability:Protects against legal liability arising due to accidental damages, any permanent injury/ death of a person and/or any damage caused to the property.